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Showing posts from October, 2022

Save on Life Insurance Today

 Life insurance is a necessity to provide for those you love but like everything else you buy, you can actually pay too much for it. There are several ways you can save money on a policy, though, without compromising the quality of coverage. Change Your Lifestyle The most obvious way to save on life insurance is to abandon any bad habits you have. Smoking , drinking , and overeating are risky behaviors but they're red flags for insurers! They know that people who are overweight, drink regularly or smoke is risking their health and thus, their lives . Remember, the insurer is betting you won't use the policy and you are betting you will. The higher the possibility that they'll have to pay off, the higher your premium will be. So lose any excess weight and dump those bad habits. You'll save money on insurance as well as other places in your budget. See if you can save money by paying your premium once per year. Many companies offer to put you on a monthly payment...

Health Insurance In Florida Works With Nation's Top Hospitals

 Florida is host to several hospitals that have been acclaimed for exceptional care in a variety of specialties ranging from digestive disorders to urological problems. If your Florida health insurance isn't giving you access to the following hospitals, it's time to compare the network of providers that are available through other insurers. Here's a breakdown of some of Florida's finest hospitals by specialty. Are you looking for the best quality available within one of these specialties? Florida Hospitals Were Recognized in "America's Best Hospitals" Perhaps best known for assessing medical care quality, the U.S. News and World Report has an annual tradition of investigating and ranking "America's Best Hospitals." While examining 4,861 hospitals for both patient outcomes and patient satisfaction, the report identified a mere 174 hospitals that ranked high enough in 16 specialties to be recognized as being among the best America...

Florida Long Term Care Costs - How to Lower the Cost of Long Term Care Insurance in Florida

  What are the average Florida long-term care costs? How much does a Florida long-term care insurance policy cost? The cost of long-term care insurance policies varies by state and it is different for each person in the United States. In the state of Florida cost has a lot to do with the place of living and the demographics of the population living in a certain area. It is important to understand that the cost will not be the same for everyone and that people in Florida should get quotes from many different companies to make sure that their rates are being calculated accordingly. The Cost Of Long Term Care In Florida Long-term care is one of those variables that will always change. In the state of Florida, there are many people that are living with what their long-term insurance companies are paying, mainly because Florida is a senior citizen-state. Based on the 2006 MetLife Mature Market Survey of Nursing Home Costs the average amount of money a person will pay dail...

South Florida Health Insurance

 South Florida consists of Dade, Broward, and Palm Beach counties, and includes the three major cities of Miami, Fort Lauderdale, and West Palm Beach. The entire metropolitan area has a total population of about five million people. More than twenty percent of these people have no health insurance at all. Over fifty percent of the population is overweight or obese, which can cause companies to charge a higher rate for coverage. With soaring south Florida health insurance rates, many people cannot afford coverage. There are three basic forms of south Florida health insurance: Group plans , individual plans, and government-subsidized plans. A group plan, which is purchased by an employer or the head of an association, provides coverage to the members of the group. The employer may pay the entire premium himself, or he may require that employees (group members) contribute part of it. Group members have no options to choose and everyone gets the same coverage. No member o...

AvMed Health Insurance - What You Should Know

  AvMed medical insurance is a small company based in Florida , that offers medical insurance for all residents of the state. In 1969, the company was initially founded to offer health insurance for pilots . AvMed stands for 'aviation medicine. Today, the company is the largest non-profit healthcare organization available in the state of Florida. They have had HMO licensing since 1973 and have been federally qualified as a health insurance company since 1977. The company has more than 300,000 customers , along with offices throughout the state to make sure that all customers are taken care of. AvMed provides a variety of different insurance options to its customers. There are group plans that are ideal for large and small employers alike, as well as Medicare Advantage plans and even individual health services. However, it is important to note that not all services are available everywhere. Throughout the state of Florida, here is what you can get with AvMed medical insu...

Tips For Finding a Cheap Miami Health Insurance Plan

  It has been very difficult for many people to find a cheap Miami health insurance plan due to the increased costs of health care and the growing number of insurance fraud cases . However, some new plans that were released in 2009 should make it easier now for individuals to get a cheap health insurance plan in Miami . Use the information and tips below to compare options on your coverage choices. The Miami-Dade Blue Health plan is a low-cost comprehensive healthcare plan that is typically at least half of the cost of a traditional plan. A thirty-five-year-old female can obtain insurance for approximately $111 per month, while a male of the same age may be able to get the same insurance for approximately $100 per month. Monthly rates start as low as $63 for a ten-year-old child and may go as high as $335 for a sixty-four-year-old. Small businesses of two to fifty employees can also purchase the Miami-Dade Blue Health Insurance Plan. Group rates are based on employee a...