Tips For Finding a Cheap Miami Health Insurance Plan

 It has been very difficult for many people to find a cheap Miami health insurance plan due to the increased costs of health care and the growing number of insurance fraud cases. However, some new plans that were released in 2009 should make it easier now for individuals to get a cheap health insurance plan in Miami. Use the information and tips below to compare options on your coverage choices.

The Miami-Dade Blue Health plan is a low-cost comprehensive healthcare plan that is typically at least half of the cost of a traditional plan. A thirty-five-year-old female can obtain insurance for approximately $111 per month, while a male of the same age may be able to get the same insurance for approximately $100 per month. Monthly rates start as low as $63 for a ten-year-old child and may go as high as $335 for a sixty-four-year-old.

Small businesses of two to fifty employees can also purchase the Miami-Dade Blue Health Insurance Plan. Group rates are based on employee age and gender but can range from $83 for a young single male all the way to $1,260 for a family plan that includes a spouse and children. You can also purchase coverage for an employee or children without providing for a spouse. Or you can get coverage for an employee and spouse with no dependents.

Other tips for finding cheap health insurance in Miami are to look into government programs and to use third-party rate quote tools. Not only does the Jackson Health System have good county health plans in place to care for the uninsured, but U.S. News has ranked Jackson Hospital Memorial as one of America's Best Hospitals for 2009-2010.

Some other plans have also been recently introduced in the Miami area. Some of the top insurance companies that may now be offering cheaper health insurance plans include AvMed (Florida not-for-profit), Blue Cross Blue Shield, Cigna, and Vista.